Credit Low Interest

What are some good credit cards with low interest and good or no transfer rates?

I want to transfer half the balnce of my old card to a new one.Right now my payment is $95/mo because of the high balance and I figure a new card would greatly reduce this if I split the debt between two cards.And also would both card charge me a transfer fee?

Public Comments

1. honestly, i think that the southwest cards are great because you earn points to travel and the interest rates are low
2. Get a bank loan and pay off your card, then pay each month.
3. Call like a Salle Mae, they have a website. They will take your credit card debt- and give you a set rate. Then cut up all your cards and never use them again until you pay off your dept. I did this myself and was able to get my self dept free! Tranfering card to card will only make it worst.
4. Don't do this. It hurts to pay what you are paying because you have charged too much. Stop spending, budget your money and pay this credit card off. If you surf it to different cards you'll think you're 'doing fine' and won't change your habits and will soon have these ones at high levels too. You can play the surfing game but you have to be incredibly disciplined. Pay off the debt, don't transfer it. Stop borrowing while you still can.
5. This is a classic mistake by most consumers. You can't get yourself out of debt by taking on more debt. If you don't plan on paying off your card in one year, it's pointless. That 0% intrest card you get this year will probaly jump to 9% the next year, and continue to increase yearly. Consolidate your debt with a financial advisor. That's the best way to handle this.
6. Citibank used to offer a good rate to transfer and a low interest for a couple of months.
7. I think you should just pay off your card that you have now because getting a new one just gives you the oppertunity to get into more debt. And its not worth it
8. I am a credit manager and the best solution is not to get another credit card but see if the bank would give you a personal loan with a low interest rate and pay your old card off that way. Major credit cards are high interest rates personal loans can be the lowest. Good luck.
9. Call your credit card company and see if they will lower your interest rates. This can be quite effective since they don't want to lose your business. Getting the second credit card really won't do what you want it to. I would save that for if they won't lower your interest rates. If you have an offer you've gotten in the mail from another company, use what they are offering you as a starting point.