Credit Low Interest

What is the best credit card with no annual fee and low interest rate for simple purchases?

I want a credit card mostly to make reservations and maybe occ. other purchases, which card would benefit me most and have no annual fee and low interest rate and have a good grace period?

Public Comments

  1. The interest rate depends on your credit score. Most cards don't have annual fees and the grace periods are going to be mostly the same across the board.
  2. Compare cards here: http://www.bankrate.com/brm/rate/cc_home.asp
  3. First Platinum Visa has a 0% on purchases for 1 year http://www.firstplatinum.bucksreport.com
  4. debit card! it will do anything credit card will do except get you into debt.
  5. you might want to go here to compare them, pick one that is right for u http://www.bestcreditrates.net
  6. If you're going to carry a balance on your card occasionally, but also want to earn decent rewards, then you should consider the Simmons First VISA Platinum Rewards Card. It has a fixed 8.95% rate, but also earns 1% rewards on your spending. If you're not going to carry a balance and pay in full each month (which is the ideal way to use credit cards), then you'll want to get the rewards card that pays you the most for your normal spending profile. You can use this rewards calculator to see how much various rewards cards will pay you for your spending profile: http://www.creditcardtuneup.com/ The AmEx Blue Cash card is a favorite of many people.
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