Credit Low Interest

What is a good credit card to apply for if i dont have that good of credit and only want like $100 limit? Please try to be specific and provide links. Thank you!

Is there a site where u can purchase items & pay for them in monthly payments without having to apply credit? I am looking for a website sort of like fingerhut but without having to apply for a credit account. I do have a PayPal account and a credit card/debit card to ensure payment. I really need to find some good websites because I would like to buy Christmas presents this way because I am on a limited income. Thanks!

When should you apply for a business credit card if your personal credit is poor?

What bank is good to apply my credit card? I'm thinking about credit card but I don't know what bank is good to apply.

Does it negatively impact my credit rating if I apply two credit card in a month? How long should I wait? I just applied and was approved a credit card, I am about to apply another one, how long should I wait?

How long does it take for Visa to apply credit back to card on returned merchandise? Returned item, merchant issued credit 10 days ago but card company has not applied credit to card

I just turned 18 and which bank should I apply a credit card from? I just turned 18 and I want to apply for a credit card. Which Canadian bank should I apply from? CIBC, RBC Royal or BMO Bank?

is it possible for a international student to apply a credit here in USA? If yes which one and how? I'm an international student and i would like apply for a credit card but it seems like they all ask you to be permanent resident. Do you know any credit card that is good, affordable for international student?

Can I apply for credit after buying a home? I recently closed on my house, and was thinking about applying for store credit (e.g. Home Depot, etc)? Is it "safe" to apply now that I have closed on my house and have the keys?

Does your credit score really go down each time that you apply for credit? I've been told that my credit score will be lowered everytime that I apply for credit whether applying for a personal loan, car loan, credit card, etc etc......is that actually true?

Will getting reported to ChexSystems affect my current accounts and ability to apply for credit? I was unfairly reported to ChexSystems over a $200 overdraft that I was trying to repay. Will this affect my current checking accounts (i.e., can your bank drop you if they learn that you are on this list?), and will this affect my ability to apply for credit cards and auto loans?

how long should you wait to apply for credit after home purchase? I purchased my first home this year July. My score was 627. I have never had credit cards and was thinking of applying for a gas card. How long should I wait before applying or should I even bother. Should I apply for a department store card first.

Does the following apply for credit card applications also? I read following somewhere ... "hard inquiries (the ones that show up when you actually apply for credit) only affect your score after 2 weeks. The formula for your credit score excludes the number of inquiries that you have had over the past two weeks. The credit bureau got wise to the fact that people apply for credit at a lot of places at once and that their score shouldn't suffer because of it." Does this apply towards our credit card applications also ..I thought it only applies when we compare rate with various auto or mortgage companies..does this apply for credit card companies as well?

I am in the middle of shoring up my credit. Can I still get credit or apply for credit? No credit cards or big ticket items. Just late on paying doctor bills. Can I apply for credit or do I have to wait for these corrections to show on my report?

If you apply for a credit card but never or very rarely use it, will you still be charged? I've never had what I believe is a major credit card. I've always used my debit card. I've always wanted to apply for credit cards at stores I shop at, but am afraid I'll be charged even if I don't use it. I'm sure it's different with different cards, but I just wanted to make sure and know if there was anything I should look out for. Thanks.

how soon can i apply for credit cards with my new social security number? I just recently became a greencard holder and got my new social security number last week. how soon can I start applying for credit cards (dept. stores, banks, etc)? does anyone have a suggestion as to which ones approve easier for those without credit history like me?

How long after filing a personal (chapter 7) bankruptcy do I have to wait to apply for credit? I filed in March 2007 and expect my actual discharge letter in the mail any day now-wait, is that the mailman? My bankruptcy already shows up on my credit report and my credit score isn't so terrible! Specifically, I want to know if its o.k. to start applying for ONE SINGLE credit card and a car loan. That's it. I'm rebuilding my credit on those two things. Period. Thanks.

Is it hard to re-build credit after claiming bankcruptcy? Can you still buy a home or car? or apply to rent? I had great credit about 2 yrs ago, now i have terrible credit and I can't pay anything back due to unemployment of almost a year. I want to start over, but after filing bankcrupcy will it be hard for me to re-build my credit or apply for anything like a mortgage, new apt, buy a car or apply for credit cards? I go see a lawyer next week and Im thinking about filing Chapter 7. Also, will my car insurance go up if I file?

How to apply for a credit card in US and what I should notice? I am going to apply for a credit card. But I am much clear about which type of card I should choose and what the procedures of it. Any good suggestions and tips? Thank you! I am not a US citizen. I am a foreign student studying here. I don't have any credit.

Can you apply for a credit card if you have bad credit and receive one? I need a credit card but i don't know which credit card company to apply for?

How long is the wait to apply for a new credit card after Personal Bancruptcy? I filed for chapter 13 Personal Bancruptcy 7 years ago. I was just wondering: How long can someone wait to aquire a new line of credit; Is it 7 or 10 years now? I'm asking Because recently my Personal Bank sent me a Pre-Approved Unsecured Credit Card Application via the net. I filled it up w/ my Personal Info. Thinking it was just a fluke then after about a week,Lo and behold ,a Brand Spanking New Unsecured Credit Card w/ my name on it! Right After that, i applied with another Credit card company via the net, but it said that it can't process my application at this time. Iv'e been out of the hole for 7 years now so do you think is it ok to apply for more New lines of credit?...any info or suggestions is highly appreciated ,God Bless & Thanks a million in advance!

How do I apply for a credit card? I have a checking account with bank of america. I'm a college student. So should i apply for a student credit card since I don't have a credit history? Is there a maximum amount on the card? Someone told me that a credit card from Bank of America has a maximum amount of $500. Please do give me the best suggestions. Thanks.

What is the best web site to apply for a credit card? I want to apply for the credit card that fits my need? What is the best web site to compare different credit card offers and apply online?

How long should i wait before i apply for a credit card? I have never had a credit card before and every time i apply for one i get denied .........Well i just finish paying off the things that was on my credit report and wanted to know when i could apply for a credit card?

Which credit agency does Orchard Bank pull your file from when you apply for their credit card? When you apply for an Orchard Bank credit card, I know they have to check your credit. But which one the three credit agencies do they pull your credit report from?

Where and How Do I Apply For a Credit Card ? Iam just trying build my credit. Where do I apply for one with low interest. This would really help me out alot. Thanks!

I have to apply for a Credit Card of any of the Bank. What is the procedure? I have to apply for a Credit Card (Master or Visa) of any of the Bank. I have tried through e-application, it is asking for a long profiled details. I want to apply manually. How can I reach the persons who are providing applications?

Where can I compare and apply for citi credit cards online? I want to compare the different credit cards from citibank and apply online.

Is it better to take out a personal loan or apply for another credit card? I am trying to pay off credit card bills ($2,000 in credit card debt), get a new laptop and set aside $2,000 for a deposit on an apartment for next year. Is it better to take out a personal loan or apply for another credit card and do a balance transfer on it. Thanks!

Say you apply for a credit card, gives employment and financial info if this changes should you notify them? Say you apply for a credit card, gives employment and financial info if this changes should you notify them? Like you work at company X and make 70,000 a year. Some months later you change to Company Y and make 100,000 a year. Should you alert the CC company? Or what if you make 50,000 after switching? Should you alert them so they have accurate files?

How long after completing a bankruptcy should I be able to apply for new credit? I need to rebuild my credit after the bankruptcy is discharged. How long after its discharged should I be able to apply for something and hopefully get approved?

What does it mean when you apply for a credit card online instant approval, and it says....? I applied for a First Premiere credit card for people trying to rebuild there credit. But it said that they are not able to process my application under the terms of this credit card, however, they are going to offer me another line of credit. The original terms for this credit card is for $250.00, but when I put in my employment info, and how much I make a year, and since the last time I applied, my credit score has went up. I don't know if that had anything to do with it or not. Could I be over qualified for the card, and they are going to offer me a higher credit limit?

Can I still apply for a credit card with no credit? I've just started working and don't have a credit history. Can I still apply for a credit card?

Who/what agency confirms your address when you apply for a credit card? I applied for a credit card and was denied because they could not confirm my address. I'm not a fraud and was telling the truth. I think it was because I had recently moved. Is there a way I can contact this company/agency to confirm they have my correct address? I want to apply for another credit card but I don't want worth risking getting denied again if my information is wrong.

How do I apply for a credit card if I have only been living in the UK for 1 year? I moved to the UK last year from Canada and I have my citizenship for both UK and Canada due to my father being a british citizen. I've been trying to apply for a credit card so I can establish a credit rating but all credit card application forms ask for a previous address if you have not been living at your current address for two years and they don't accept international addresses. I'm 19 years old and I have a full time well paying job.

Wat is the procredure to apply a new credit card? I want to apply for a australian credit card? Please help me in understanding the procedure. for ex- how do they marketing?, where i hv to go and apply? who'll process my application?, and last how will i get my card in my hand?

What do I need to apply for a visa credit card? I'm currently employed. I only have a savings account, but I don't have a checking account yet. I want to apply for a credit card at my local bank, but i don't know what I'm going to have to know and need first. I want to be prepared. Thanks for the answers.

Can you apply for the same credit card twice in a fairly short time period? I recently applied for a credit card and was not approved mostly because I said I was employed instead of a student, but since I work part time and go to school I didn't think it would really matter and of course it wouldn't give me an option to put in both. My question is, can I now re-apply for the same card and say I'm a student or will that affect me or my credit negatively?

what would be a good bank or loan corporation that i should apply for to combine all my credit card into one? So the loan i will be applying for will pay for all my credit cards. I just want to be able to pay for just one. I tried Boeing but got denied. please help!

where and how to apply for credit card? Iam just trying build my credit. well, I would like to have a credit card. Where do I apply for one with low interest. Thanks in advance.

How long after getting your Bankruptcy Chapter 7 discharge can you apply for a credit card? I just got my discharge in September. How long after can I apply for a credit card? Just want to know because I am very happy being debt free!!

Is it possible to apply online prepaid credit card for bad credit people? I have no credit and want to apply for credit card with low interest so anybody knows where I apply for a good prepaid credit card with bad credit.

Does anyone know how I can apply for a credit card with a cosigner online? I have poor credit and am trying to apply for a credit card online with a co-signer, but none of the apps that I have seen ask for co-signer names or anything... any tips? I would greatly appreciate it. thanks!

When you apply for a Visa Debit Card are you considered to be applying for "credit"? I have a bad credit rating but am interested in a Visa Debit Card (where you preload funds - not the secured kind). If I apply for one will the credit bureau or Visa consider the application to be for "credit"?

Do I have enough credit to apply for a student loan without a cosigner? I'm almost 20, and have six credit cards in my name (none with more than 35% the limit on them), which I pay on time each month. I am employed, but I haven't consistently been employed. My credit score is very good. Could I apply for a continuing education student loan without a cosigner?

Can I apply for the credit card without any credit before? Can I apply for the credit card if I have never had any credit? Had never used the credit card before. So much information here. Thank you all!

Where should I apply for my first credit card? I am 20 years old, moved to the US 4 years ago, and just recently received my social security number. I have a savings account at Chase, and a debit card that I hardly ever use. I want to apply for a credit card to start building my credit history. Where should I apply? I heard that if one is denied many times, it harms one's credit history. Should I apply at a store like Macy's or Shoprite or something?

Can a highschool student with no income apply for a credit card? Can a highschool student with no income apply for a credit card? I wanna sell something on the Ebay and I need a credit card to receive the buyer's payment.

If I own with no mortgage and apply for a credit card, what should I put for the monthly housing payment? What things should I consider being included as monthly housing payment if anything?

Do you need to be a certain age to apply for a credit card? If so, please add details.

is there a way to apply for a credit card? like right now im 16 and i want to apple for a credit card online will they let me then ill pay the money back when im 18 and start working?

I just got credit denied because of too many recent inquiries, how long should I wait to apply for credit now?

Is it bad to apply for two credit cards in one day? would that affect my credit score if i applied for 2 credit cards in a day and got approved? i have no debt. no outstanding balances either...

Will applying for and receiving a credit card a week before wanting to declare bankruptcy ruin my chances? Due to our financial difficulties, we fell extremely short this pay period. We needed money to buy groceries and gas, and my husband took it upon himself to apply for a credit card at his work (he is guaranteed a $500 card just because he works there) in order for us to be able to buy groceries. While I appreciate his zeal for problem solving, is this going to cause us trouble when we go to declare bankruptcy next week? We were hoping to qualify for Chapter 7.

what are the best credit cards to apply for when trying to repair your credit?