Credit Low Interest

Which is the best credit card for a college student? I am planning on getting a student credit card before i go to school in the fall and I cannon decide which would be the best for me. I have it narrowed down to 3 cards... 1. Citi mtvU Platinum Visa for College students 2. Citi Forward Student Card 3. Discover Student Card Please help me decide

What's the advantage of getting a student credit card as compared to a regular credit card? Besides the fact that a student card is easier to get without a credit history.

How do I get a student credit card with no credit? Everybody told me I'd get accepted for American Express Blue for Students because they LOVE to give cards to ANYONE, but I was rejected. I have no credit. What are some other student cards that might accept me? If I get rejected for one card, does that mean the rest will reject me too?

Should I go for a student credit card or a regular credit card? I am a college student trying to build my credit history. While shopping for credit cards, I notice that banks offer student credit cards for college students. Should I go with the student cards or with the regular credit cards? Is there a difference? I saw that some of them have a higher APR than the regular ones. Since this will be my FIRST credit, I may not have enough credit history.

i want to apply for a credit card, and i want to know the difference between a student card and regular card.? what is the biggest difference between a student credit card and a regular credit card ? I'm planning to apply for the discover card. OH WOW !! feb 22 .. thank you for notice, i will apply for the card right now.. thanks .. damnn gotta start building that credit... well anyways any significant difference between a student credit card and a regular credit card? or is it just the low credit limit?

what is the best student credit card out there? I'm a college student with no credit but I want to get a credit card. What are some of the best credit cards for students? I'm planning to make small purchases and paying them off the next month to build credit. What other ways can I build my credit?

What is the easiest student credit card to get? I've already applied for 2 other cards and have been denied because I have not "revolving" credit history. But they weren't student credit cards, which is what I guess I should have applied for first. Anyway what would be the easiest student credit card to get? Share your experiences please.

What is the best credit card for a college student? Is a college student credit card any different than the ones my parents apply for? If so what's the difference. What is the best credit card company to get my credit card at? I will be sure to pay it off.

What are the differences between a student credit card and other credit cards? And which one is better? I am in college and I have a student credit card which I used to pay tuition for my first two years but I need to get another one for the next to years because this one is maxed out. I've never missed a payment nor I have I gone over the limit. I was thinking about which type of card I should go with--student or regular?

What happens to a student credit card when you graduate? I am a rising senior in college and am thinking about getting a credit card. When I graduate next year, what would happen with that card? Would I be able to keep using it like normal? Would I trade it in for another "non-student" version? Would they close the account and make me apply for a new card? Any experience with this?

What card is good for a college student with no credit at all? Trying to start building credit but can't get a single college student credit card to accept me. What card can I apply for that will accept me?

How does the fifth-third student credit card work? I got in the mail a student credit card from fifth-third. I was just wondering how it works... It says dat it is paired with my student checking account so does it mean that my credit limit is what i have on my checkings account or is it like all other credit cards?

18 can I get an American Express Blue Student Credit Card? I turned 18 recently and I am looking to get a Credit Card that I can pay off every month in order to build my credit. I would like to get an American Express Blue Student Card. I am curious what kind of credit you need considering I have none, and is it possible to have one of my parents co-sign, and if so would this help my credit?

Which credit card company offer the best student credit card? I'm trying to get a credit card for my son who's attending college now. Which bank offer the best student credit card & where can I get it online?

how high of credit card limit can be expected from a discover student credit card? I am a college student with good credit and a visa credit card with a 2,000 dollar limit, and am applying for a discover student credit card. I was wondering what kind of limit I can expect to recieve?

what is a good credit card for a student in Canada? I want to get a credit card so i can begin building my credit. I am in my last year of university and am also working about 30 hours a week so i do have money. I would prefer a student credit card through and one with travel points would be great! Is the best bet to get a student credit card through my bank? anyone in canada know what the best card would be for me. preferably one with a points system.

Who is eligible for a student credit card? I used to be in college, but I'm finished now. Can I still apply for a student credit card?

Does anyone own a student credit card? I applied for a student card but they rejected me. The provider said to mail in a tuition bill and proof that I paid it along with my current student ID. VCU will not mail me a bill until August, but I need a card before then to pay for my books. I also have no credit history. Do you have any advice. I have a job but the money I make won't be enough.

Where can i apply for a student credit card? I recently quit my job, but i do have a checking & savings accounts. I dont know which banks will grant me a student credit card without a job. Im a junior in college and graduating in dec 2012 with a bachelors in nursing. Will this info also matter or help me fet a credit card? Help?

Should I go with a student credit card or a regular one and what is the best one? I'm in college and my Citi card is maxed out from my tuition. I'm paying it off and have never missed a payment nor have I gone over the limit. I need to get another one for this year's tuition and I'm not sure what to go with. Paying it in increments isn't a problem for me. Should I go with a student card or a regular one? I've had my other card for two years this August. Which company and card as the best APR and benefits?

How can a credit card be useful to a student? And what are the cons? My new HSBC student account comes with a student credit card but I don't really understand why I would need one so I haven't activated it - isn't it only going to put me in debt?

What is the best way to improve my credit score with a student credit card? ? I have a $600 limit student Bank of America credit card. Some people tell me the best way is to pay the card balance in full at the end of the month and others tell me it is best to leave a small balance (like around $5)because the interest rates is what eventually improves the score.

Does a student credit card count towards your credit score? I opened a student checking account w/ a student credit card because I do not have a job, and that was the only way I was able to apply a credit card. Does a student credit card count towards my credit score?

Best student credit card for customer service? I'm a college student, and will like to build up my credit. I'm pretty smart when it comes to my finances, so please do not say "Do not get a credit card". I've had a bad experience with Chase mastercard customer service and would like some suggestions on other credits cards. I'm looking for a reliable company that won't give me crap. Thank you!

What is the best student credit card? What is the best credit card for a student trying to build good credit? Or does anyone know of a website that lists the best ones? Most IRRESPONSIBLE students end up over their head in debt. Smart students, like myself, try to build up good credit. I plan on buying my gas with a credit card and then paying it off as soon as I get home. That way I'm building good credit. Don't judge people. Not everyone fits a stereotype.

Am I almost guaranteed to be accepted for a student credit card? I'm going into school for my sophomore year and I don't have much credit, if any. Am I almost guaranteed to be accepted for a student credit card?

Student credit card for BOFA or others? I want a student credit card but I am still in high school. Senior, actually. In order to get a student credit card, must I be enrolled in college first or what? Cause I want to start building my credit by the time I enter school in the fall of 2008.

What is the best Student Credit Card? I am in college and I am just wanting to have a student credit card for an emergency. I most likely wont use it, but incase I need to have it I want to have one. Because I mostly use my debit card... So what are the top choices for a student credit card?

Can I get approved for a student credit card without having a job? Im a college student in I want to get a student credit card to establish my credit, but im not sure I will get approved for one because I have no job.

Which student credit card is the best? I'm currently a freshman in college and I want a credit card to build up my credit. What is the best credit card provider for a college student? I spend about 200-500 dollars a month and I do pay my own tuition.

Can I get a college student credit card? I want to apply for a college student credit card, but I'm a senior in high school and I already got accepted into that college. So what should I do, apply and say that I go there?

Just got approved for a student credit card, but found a better one. Should I close it & apply for the other? I just got approved for the Citi mtvU Student Card however, I found out that the Citi Forward Student Card would benefit me more. I'm debating on whether or not to apply for it immediately, close the mtvU then apply, apply then close, or whatever would be the best option for me to do at this point. I have never built credit before in the past and need advice. Thanks!

What's the different between a student credit card, and a normal credit card? The student credit card that i want to apply for have an APR of 14.24%. Is that a high APR or low? If i apply to the student credit card with a Guarantor, how long is he going to be responsible of me? It will be a lot of help if you help me on this. thanks.

Where can I find another credit card to transfer my balance to if I'm a student? I have 277 pounds on my student credit card and the time before the interest is put on is nearly up and I need to transfer the balance to give me another few months to pay it off but I can't find a company anywhere that will do it! Help :(

Why was I rejected for a student credit card that I got an offer for? I got an offer for a Discovery student credit card a few months ago. I just applied for it and it said "Insufficient Credit History". Why would they send me an offer if they were going to reject me? Is this normal? I'm 18 and just started college a few months ago. I have 2 student loans out, could that be why?

Should i pay bills through my student credit card or my checking account? ok guys i am 18, i am thinking of joining bank of america to get a savings,checking ,and student credit card so i can begin to build credit. i am planing to get a contract phone so i can pay the bill in my name . However what account should i use to pay it each month and still continue to build credit?

How to get a student credit card? So I am going to be a sophmore in college and its about time to gain credit, I have a savings account but I dont have a credit card and don't want my parents to co-sign. Is there any credit card company or card holder that helps students with no credit get a credit card?

I need help deciding which student credit card to get!? I'm planning to get a student credit card just in case I need to use it when I go to South Korea this summer. I don't know if I should get: Citi mtvU™ Platinum Select Visa Card for College Students or Citi Platinum Select Visa Card for College Students. Which one is better? Thanks. I just need help choosing between the two cards I listed, not any other cards. Thanks

Will I get approved for a student credit card if i have no credit? Today I applied for a student credit card and I have no credit and I wanted to know if I would be approved. The economy is bad do you thinks the chances are good? Plz I need help honest thoughts plz!!!

Is it safe for me to open a student credit card? I currently have a debit card, and I am thinking about opening a credit card also. I am a full time student & working. Do you think I should get a student credit card, or a regular credit card? Thanks. My bank is Bank Of America.

How To GEt Student Credit Card for Under 18 years old? Hello, i am looking for a student credit card that doesnt require any pre payments, and is able to get by a 17 year old

Where can I apply for a student credit card? I just got out of high school, and I'm trying to build some good credit. I don't need a large monthly allowance; I'm only using this card for small purchases. I've applied for both CapitalOne and Citi credit cards, but I was rejected by both for having a limited credit score. Does anyone know of a credit card specifically for students with no credit? Thanks so much.

Can I borrow money from the bank if I have a student credit card? Hello, just a question. any help would be greatly appreciated. so i have a student credit card from bank of america. would the bank let me borrow money to buy a house if i ever consider buying one if i have good credit history for my student credit card? or i can't? thanks

Will the bank close my student credit card when i graduate.? I want to open my first credit card to build some credit. Will the bank close my credit card when graduate from college. i know you should keep your first credit card if it has good credit. so should i open a student credit card or a different one? Yes, im 19. thanks for the info.

what's a good student credit card for me to apply for? I want to start building my credit history because I have none. I'm a full time student and I have a part time job. What is a good student credit card for me to apply for? I need one that doesn't require a co signer. What are the chances of me getting approved? If so what would the balance on the card be?

How can I get a student credit card even if I don't have a job? is it possible? I'm going to be a fresman in college and I want to get a student credit card for emergency things. i'm not going to go wacko with it, i'm really good with money. Anyway I was supposedly pre approved for this discover student credit card, but i got a letter in the mail which said i wasn't. Anyway, are there any reliable credit cards out there that i can get even if i don't or never had a job???

If i cancel a student credit card will it hurt my credit? I have a student credit card from Chase. I'm not really sure if i want a credit card or not because i'll be tempted to spend more money. But i like the idea of building my credit. I know that canceling a regular credit card with hurt your credit. Will a student credit hurt it too? Also is having a credit card the best way to earn credit? I'm scared of identity theft. lol

College student with no credit. How can I get a Credit Card? I need a credit card, but every student card I've applied for have been denied because I have no credit history. I have no money for a prepaid card, so how can I start my financial history?

Credit Card Question from poor college student? I am currently a college student and I have had a bank of America Student Credit card with a 700.00 credit limit for about a year. I have been using the credt card occasionally and then paying the charge off immidietly from funds in my checking account with my banks online bill pay service. I suppose Im using the card a bit like a manual debit card. My question is will I build a good credit score this way or do I need to pay some interest somewhere? Im pretty sure the card has no annual fees but Im sure it has a high APR. Any thoughts?

Which bank is the best for a student credit card? I get confused from all the research. Which would you preferred to be the best bank for a student credit card? EASY 10 Points

can you apply for student credit card as soon as you get hired from a job? i got hired yesturday and tommorow im applying for a student credit card, will the bank give it to me? i have NO money in the bank so whats the outcome of getting one?, im in college so thats a plus but i wont get paid till next week.

Am I eligible for a Student Credit Card? I am not currently in college, but I plan on going very soon! I was wondering if I am still able to get a Student Credit Card, and if so, which would be the best place to start? Thank you.

Can a student get a credit card in India?If yes then how? Rules for acquiring student credit card.

Do you have to have good credit to get a student visa card? right now im in school and my credit isnt really good i owe student loans does anyone know were i can get a student credit card without a credit check

which is the better student credit card? which is the better student credit card? im an international student in us but i have social security numbers . can i apply for student credit card at here? i dont have any idea which credit card should i apply?

What is the best student credit card with long interest free credit? Hi, i am just starting university and want a credit card. What is the overall best card with a long interest free credit limit?

How reliable or good is a student credit card? 2nd question: With a credit score in the mid 500's was in the best card for me? I want to get a secured card but i don't have the large amount of money to put as a security (such as $300). But i know i can definitely make the payments and pay it off every month. Should i wait until i have the deposit or go with a regular card (unsecured)?

How do you establish credit without a credit card, student loan or car loan? Assume I'm 20 and have never had a student or car loan OR a credit card. What do I need to do to establish credit? Is it true that having a credit card that you pay in full every month is equivalent to having no credit?

Should i pay bills through my student credit card or my checking account? ok guys i am 18, i am thinking of joining bank of america to get a savings,checking ,and student credit card so i can begin to build credit. i am planing to get a contract phone so i can pay the bill in my name . However what account should i use to pay it each month and still continue to build credit?

I have a new Amazon Student Credit Card. Do I need to keep a balance on the account to use it? Just wondering if I need to keep money in my new credit card account. It has no balance right now. So when I buy something do I need to deposit money in that account and pay from it?

Could I get in trouble for applying for a student credit card if i'm not a student? I was reading the terms and conditions for student credit cards and couldn't find anything that would make me not do it. I don't have the best credit and i know credit card company's would pass credit out to students every hour if they could. anyone have any thoughs

What does this mean on my student credit card application? CASH ADVANCE TRANSACTION FEE: 3% for each cash advance, with a minimum of $5 and no maximum; effective January 1, 2010, 5% for each cash advance, with a minimum of $10 and no maximum. For a credit card. Oooohh. I don't think i'd ever be doing that. I just want to have it so I can establish credit. All my money goes into my checking and I will pay off the credit card.

Applying for a student credit card first time, what do I expect? What do I have to bring, what kind of things do I have to tell. I'm applying for a student credit card tommorow, I am currently 19 years of age. With a stable part-time job and am a very good saver. (Don't impluse buy, or buy things that I don't need) Usually do people get accepted in these kind of conditions, any help is appreciated

What happens if you apply for a Student credit card when you aren't a student? It's the only card left that we haven't been denied! This is ridiculous. How can we build our credit if we can't even get a card?

where can i find a student credit card? I just turned 17 and I want to get a credit card so I can build some credit by the time I turn 18. Can I have some suggestions where I might be able to get one?

Whats the best student credit card for me? OK so I'm currently in a home school kinda thing so I'm not really sure what card I should apply for. I'm 17 so I don't really have any credit at all and I'm just trying to get my credit built up for the future, Please help?

I'm 18. Should I apply for a student credit card or become a secondary card holder on my parent's card? I am looking to build some credit. Right now I have a solid checking account and I am planning to use the credit card only on gas. Which way is going to be the most beneficial to my credit?

Which student credit card is best? I have been trying to start building my credit and need help on deciding which student credit card is best. I have two dept store cards now and a secured card through my bank. Any suggestions?

What's a good interest rate on a student credit card? I'm trying to apply for a credit card! But I dont know what's too much! Is 15.99% good?

Where can i find a student credit card? i have no credit history, so how do i go about getting a credit card? i plan to pay the bill off every month, so will i get charged?

If I get a student credit card, will the school know about it? I'm getting a student credit card and I notice it asks for my university. Like..will they call the school and tell them I got a student credit card? And let's say I just use the credit card to buy a few dollars worth of merchandise and pay it off in full to establish my credit, i'll just have to pay that amount right with interest? Just curious. Thanks =)

How do I apply for an amazon student credit card? I can't find any links to an application. I can only find the information about the card.

Is a discover credit card good for a college student first credit card with an apr of 16.99? I am I college student and I need a credit card. I have never had a credit card, but I know now is the time for me to start building my credit. What should I do?

Do I need a "student" credit card? I'm going to college next year and I need to build up my credit... what kind of card should I get? Do I need to go through my bank? Or can i just get a Visa? Do I have to get a "student" card? If I pay off the balance in full every month, will I avoid interest? Will that still help me create credit?

can i apply for a college/student credit card if i'm not a student? i'm out of school now but doesn't really have a credit history. it's really frustrating because i can't get approved for credit because i have no history. i heard college/student credit cards are easier to get approved for. can i apply for one even though i'm not a student. i do plan to go to graduate school in the next year or so.

Could I be denied a student credit card (Discover or American Express)? -Never missed a payment (always paid most or all of the bill before or on the due date) -3 Credit cards -6 month credit history on one card Only problem is I have 14 inquiries on my credit report. How good of a chance do I have to be accepted for a discover or american express student credit card?

Should I get a student credit card? I want to get a student credit card, Im in college, and If i do get a card, I want it to have low rates and etc. what is the best?

What's a good student credit card? I want to apply for a student credit card to start building my credit, but I don't know which one is a good one to get.

Why wouldn't I be approved for a student credit card? I have almost zero credit history but I thought that wouldn't matter since it is a student card. I do have a full time job and a checking and savings account, yet I've been denied the Discover student card and the Citi bank student card. Does anyone know what they look for when deciding to approve or deny an application?

I want to apply for a student credit card, but I know nothing about APRs and interest rates. Help!? I want to apply for a student credit card just in case I need money while I'm in college. My mom and my sister told me not to but this is something I want to do on my own and see if I can handle it alone. I work 2-3 days a week starting Sept. and I make $9/hr for about 4hrs a shift (I work at a restaurant as a hostess). I'll only be making probably aroun $400/month. Is a credit card too much for me to handle financially or what? Can someone please explain to me what APRs and whatever else, interest rates, intro APR, and all that other stuff that is usually affiliated with credit cards, all mean? Thanks!

Can I apply for an Amazon student visa credit card? Hello, I want to know whether I can apply for an Amazon student visa credit card. Is it required that I am a permanent resident? Actually, I am an overseas student studying my PhD in US. I have SSN. I rent an apartment in NJ, but how to fill out the "permanent home address" in the application form? The address in my home country? Or just as my mailing address? BTW: what's the credit limit? Thanks in advance.

where can i apply for a student credit card here in manila? i'm a college student and a part-timer in a call centre in makati, and which i the best credit card.

Is it hard to get approved for a Chase student credit card? I checked my FICO credit score and my score was 606 Transunion. Thanks for the link #1 but I got turned down for Discover student card and also American Express student card as well.

What can help me get approved for a student credit card? I recently got declined for the reasons below which is from an online letter. what can i do different? "Your consumer credit bureau score from Trans Union is too low (See below) Amount of annual income listed on the application is insufficient or missing. High utilization of credit lines or insufficient utilization information (Trans Union) Your consumer credit bureau score mentioned above was determined using a scoring system that evaluated the information in your file at the consumer reporting agency named above. The following are the primary factors in your credit report that affected your credit bureau score: Length of time accounts have been established. Proportion of loan balances to loan amounts is too high. Lack of recent revolving account information. Too few accounts currently paid as agreed. " Sources: www.americanexpress.com

What's the best credit card for a student with no previous credit history? Hi, I am trying to get my first credit card. So far the best cards I have found are a student Visa and a student Discover card. The Discover card has a 3% lower interest rate, but I wasn't sure if it would be as easy to use as Visa. Also if there are any other cards recommended- student or otherwise, for someone who has no credit. Thanks for the advice.

College Student With Credit Card DEBT? I am currently a junior in college and I desperately used credit cards to pay off college since financial aid didn't cover it all so now I owe around 4,000 in debt. What is the best thing for me to do, since all of the accounts are closed, is there a college student credit card debt consolidation loan or?

What is the best student credit card with lowest interest rate?

How do you get a student credit card? and what kind of interest rate is it? and like how do they expect to get paid from people without a job?

I was wondering what is better a prepaid credit card or a regular student credit card.? i am 16 and i want to start building credit now and i think having a credit card would be best for me. soulfully will only use it for emergencies

Is there a student card or something someone with no credit can get, guarunteed? for someone who is young with no credit score but wants to start building their credit, what is a good way to start aside from a card with a cash deposit on it...? i thought these credit card companies loved giving credit cards to college students but so far i've been denied from american express and two dept. stores......i just want ot know if theres another option aside from putting a deposit down on one of those guarunteed cards.....

Do you get the same amount of credit scores when you're using a student credit card and a regular credit card? What's the difference between these two cards?

Student credit card after graduating? Out of curiosity, when I graduate from college, what should I do with my "student" credit cards? I won't be a student anymore, so is there a way to upgrade them to a more traditional card? If so, how? Or will it be stuck on being a student card and I should just pay off the balance but keep it open, just not use it? Advice please! Thanks! Additional info: No, I'm not in debt. I pay my bills on time, and I have a good credit score.

Is there student credit card in the Philippines? what banks offer a student credit card in the Philippines? i have an ATM card but i need a credit card but im still studying in college. help!

Will Obama discharge my credit card & student loan debt? I have $55,000 debt in credit card & student loans will Obama create a program for the rich to pay my debts or to at least have the government discharge my debts?

What is the best Student Credit Card? I have no credit, but i would really like to get a card before leaving for college. what is the best student credit card?

How do I choose right student credit card if have no credit or bad credit history?

College Student -- Should I apply for a credit card? I will be a senior in the fall and currently have two check cards. I want to apply for a credit card to establish a line of credit but am not sure if I should... Should I apply for a credit card? If so, should I apply for a student credit card, even though I only have a year left? I am looking at CitiBank's Platinum Select Card...anyone have that?

18 And Trying to Get A Student Credit Card? I am 18 and I applied for a student credit card with chase its good for young adults trying to build up their credit history it says you have to be 18 or older to apply but for the states of AL and NE you have to be 19 well I'll be 19 in 2 months do you think i would get approved? I dont have any credit at all so that credit card will held build my credit

what is student credit card? today i went to bank of america to apply for a secure card.but the manager toled me that,bcoz i m a student so i don't need to deposit money for secuirty. bank of america trust u.so she said that withen 1 week i will recieve a credit card from Bank of America.so,i want to know is it good to get a student credit card than getting a secured card?my friend toled me that it is good to get a credit card without deposting any money.

What are the disadvantages of a student credit card?

Closing a Bank of America Student Visa Credit Card? Okay I got a credit card by mistake about 2 months ago. It was a Bank of America Student Visa Credit Card. I nothing about history so when I got the card I cut it up and closed it over the phone. I never used it. My aunt told me later that it would hurt my credit and that I should have left it opened. I did not know because I know nothing about credit cards. Will my credit score go down? If so, by how much? Please be detailed. I know nothing about this stuff.

can a student get credit card to create a paypal or egold account ? i am a class XIIth student , can i get a credit card to owned a paypal or egold account